Nov 19, 2012

I Have Writer's Cramp!

FINALLY!! I can officially say that I have refinanced my house! All of the paperwork was signed tonight and come January my payment will be much much lower! I have no mortgage payment in December but ended up using the money I had put aside for it to pay the prepaid costs that are collected such as property taxes, insurance and interest.
I am looking forward to that lower mortgage payment in January 2013! This is definitely one good way to start off the year! Maybe I will make a New Years Resolution to save more money but spending money on running stuff doesn't count, right?

10 comments:

  1. Congrats! That's a great feeling, and I bet you got an awesome rate right now.

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    1. Thank You! I signed my name so many times that I almost forgot how to spell it!

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  2. Hooray! We did a refi earlier this year and midway thru the signing I changed the way I wrote my name. Holy hell erupted when they discovered it.

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    1. The notary did point out that my signature needed to be the same on each page or else he would be back! I was really careful because I was not about to do this all over again!

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  3. Yay, that's great that it is finally behind you!

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    1. I am so relieved and now I can start my holiday season without stressing over it!

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  4. Congrats! Glad everything is officially done and over now, I know you are relieved it's over!

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    1. I am relived and so happy! I am looking forward to that new lower payment!

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  5. Ummm running stuff never counts, just so you know! Congrats, girl! You must be so relieved!

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    1. I am glad it doesn't count because I have bought myself a few things this week.... I am definitely relieved and looking forward to not having a payment in December!

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