1. I am very happy to say that my loan is all approved!! My payment is actually going to be about $320.00 cheaper a month and that is great news for me. I love saving money! I don't make my first payment until December 1st which means no mortgage payment in November! Since I don't have a payment in November, I will use that money to cover some of my prepaid costs like taxes and insurance. A notary will be coming to my house tomorrow so I can sign my life away!
2. I can't believe that it is almost Thanksgiving and then Christmas is right around the corner. Christmas is 60 days away to be exact! Several of my co-workers have mentioned that they have already started Christmas shopping! I have had some people tell me that they shop year round so that they don't have to beat the crowds during the holiday season. The shopping bug doesn't officially hit me until the day after Thanksgiving AKA BLACK FRIDAY! I am a big Black Friday shopper! The crowds are crazy and the lines are ridiculously long but I love it for some reason. I think it is a sign for me that Christmas is almost here.
3. My sister and her family will be flying in from South Carolina to stay with us for Christmas so we are going to have a full house! This is probably the only time of the year where we actually occupy every single square foot of the house! We have two empty bedrooms in our house that we don't use so when my sister visits the space is filled. It's going to be a busy week!
So are you a Black Friday shopper?
Have you already started your Christmas shopping? If not, when do you officially start?